Financial Aid
At MOSart Labs, we believe financial constraints should never hold back engineering talent. That’s why we offer a range of financial aid options — including scholarships, flexible loans, and Pay After Placement assistance — to make our IIT-certified VLSI programs accessible to every deserving student.
The Financial Aid Process
01. Apply for Aid
Start by submitting your admission application and registering for the Launchpad exam. Indicate your interest in financial aid or scholarships during the application process.
02. Review & Guidance
03. Secure Your Spot
Once selected, confirm your seat by paying the Launchpad fee (₹2,950). Based on your aid plan, the remaining fee can be deferred, split into EMIs, or covered by a partner loan with no upfront burden until placement.
TYPES OF AID AVAILABLE
01
Scholarships
We offer merit-based and need-based scholarships to make world-class VLSI education accessible.
You may qualify if you are:
- Among the top performers in the Launchpad exam
- From a Tier 2/3 city with a strong academic profile
Scholarships are granted post-assessment during the admission process.
02
Loans & EMI Assistance
We partner with ICICI Bank and NBFCs to offer:
- Easy education loan approvals
- Zero EMI during the course period
- Full support with documentation
- Fast-tracked approval with your MOSart offer letter
Repayment starts only after placement — with flexible terms.
03
Pay After Placement Option
Worried about affordability? We’ve got you covered.
With our Pay After Placement model, you:
- Pay only ₹2,950 to begin
- Take the course without EMI pressure
- Start repayment only after getting placed with a CTC of ₹7.5 LPA or more
This model ensures zero financial stress while you build your career.
04
Eligibility for Financial Aid
You are eligible for financial aid if you:
- Apply for the IIT Bhubaneswar-certified VLSI PG Diploma
- Have cleared the Launchpad assessment
- Need financial assistance to complete the program
- Are committed to pursuing a core VLSI role post-program
Loans
EMI Assistance
Scholarships
Ready to Begin?
Frequently Asked Questions
What is the total amount I need to pay before starting the program?
You only need to pay ₹2,950 upfront for the Launchpad and entrance process. No tuition or EMI is charged until you’re placed in a job with a CTC of ₹7.5 LPA or more.
When do I start repaying the course fee?
You begin repaying only after you get placed in a company with a CTC of ₹7.5 LPA or above. Until then, your EMI is completely deferred.
Is this a loan or a deferred fee?
This is a loan-supported Pay After Placement model. Once you’re admitted into the program, your tuition fee is funded through a loan. MOSart Labs covers the EMI interest until you get a qualifying job.
Do I need to repay the loan if I don't get placed?
The repayment starts only after you secure a qualifying job (≥ ₹7.5 LPA). However, you’re expected to maintain active participation in placement activities and maintain a minimum B-grade cumulative GPA during the course.
What happens if I leave the program midway?
If you exit the program before completion, the Pay After Placement model will not apply. In that case, you may become liable for the tuition already funded on your behalf.
Do I need a co-signer or guarantor for the loan?
Yes. Like any education loan, you may be asked to provide a co-applicant (parent or guardian) for basic documentation. Our finance partners help simplify this process.
What if my CTC is less than ₹7.5 LPA?
Repayment begins only once your salary meets or exceeds ₹7.5 LPA. Until then, you don’t need to pay anything beyond the ₹2,950 application fee.
Are there any academic conditions to continue the aid?
Yes. You must maintain at least a B-grade cumulative GPA throughout the program to remain eligible for Pay After Placement support.
Will I receive documentation confirming this model?
Yes. After admission, you’ll receive an official offer letter outlining your selection, fee structure, and financial aid terms.
Am I eligible for financial aid if I’m a working professional?
Yes. Our financial aid, including EMI and Pay After Placement options, is available to working professionals, recent graduates, and final-year students alike. If you’re committed to building a career in VLSI, you’re eligible to apply for assistance.
What does the “Pay After Placement” model mean?
This means you pay only ₹2,950 upfront to register and qualify. The remaining course fee is covered via a loan or deferred payment, and you begin EMI repayment only after securing a job with a minimum ₹7.5 LPA CTC.
What scholarships are available?
We offer merit-based and need-based scholarships. These are awarded to:
- Top scorers in the Launchpad exam
- Women in STEM
- High-potential students from Tier 2/3 cities
Details are shared individually after your application and interview are reviewed.
Are EMI options interest-free during the course?
Yes. During the course period, you don’t pay any EMI or interest out-of-pocket. The interest is managed via the Pay After Placement structure, and repayment begins only after you get placed.
What happens if I don’t get placed after the course?
Our placement success rate is 95%+, and we provide dedicated placement assistance. In rare cases where placement is delayed, we offer support extensions and flexible repayment plans to ensure there’s no undue pressure.
Is there any financial support for international students?
Currently, financial aid and loan assistance are only available to Indian citizens. However, we’re expanding our aid network and recommend international students contact our admissions team directly for custom guidance.
When do I need to apply for financial aid?
Indicate your interest during the initial application or Launchpad registration. Our team will evaluate your profile alongside your admission and share available aid options once shortlisted.
Can I combine a scholarship with Pay After Placement?
Yes. If you’re awarded a scholarship, it reduces your total fee, and your Pay After Placement model adjusts accordingly. You’ll pay EMI only on the reduced balance after placement.